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Home Ownership Program

 

ACCAP’s Home Ownership Program is a full cycle service including pre-purchase education, confidential financial counseling, post purchase follow up, reverse mortgage counseling and foreclosure prevention. Look below for information on our various service areas.

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FAIM Program

FAIM - Family Assets for Independence in MN. FAIM is an Individual Development Account (IDA) program for low-income wage earners to gain assets through matched savings. You save earned income, which is matched $3 to you $1 of savings for 2 years toward a goal of homeownership, educations or small business. FAIM also provides 12 hours of Financial Fitness Education training and monthly budget counseling. Please call one of our FAIM Coordinators today to see if you qualify for this program.

 
FAIM FAQ's (Frequently Asked Questions).

 More FAIM information HERE

FAIM Application

Notes of Appreciation to our FAIM Program 

 


 

Home Buyer Education & Counseling

Home Buyer Education and Counseling helps low to moderate-income individuals and/or first time homebuyers with step-by-step instruction to financial readiness and credit worthiness needed for mortgage loan approval. This begins with Home Stretch Workshops offered monthly that include handouts, a study guide, and expert advice from guest speakers. Participants are encouraged to meet with staff for one-to-one financial counseling, help with credit issues, budgeting plans and loan program information. 

Home Buyer Education & Counseling FAQ's (Frequently Asked Questions).

 Home Stretch Calendar, and Registration Form

 


 

Post Purchase Support

Post Purchase Support is available to help individuals and families be successful homeowners. We have available one-to-one financial/budget counseling to help with maintaining homeownership. 

 

 

 


 

Foreclosure Prevention Program

Foreclosure Intervention Program helps Anoka County residents who are facing default with their mortgage payments. We offer foreclosure intervention counseling, negotiations with mortgage servicers, and budget counseling to attempt a workout solution. The program helps clarify family’s options to stabilize the household finances to either stay in their homes or transition to more affordable housing.

 

Contact our foreclosure intervention hotline @ (763) 783-4880.

Foreclosure Prevention eNews Alert

Foreclosure packet

Foreclosure Client Survey
  


 

Links

HUD (U.S. Department of Housing and Urban Development) Spanish-language website

HUD (U.S. Department of Housing and Urban Development) English-language website

Minnesota Housing Finance Agency

United Way

United Way of the Greater Twin Cities